FIIs Pump in Over Rs 16,700 Crore Last Week;SGX Nifty Indicates a Positive Opening-Marketsmith India

Jan 18 2024 Published by admin under Uncategorized

Distribution days: Three

Global stock markets: Dow30, +0.2%; S&P500, -0.1%; Nasdaq, -0.2%; Nikkei, +0.7%; Kospi, +0.1%; Hang Seng, +0.1%

Last week, Nifty continued its momentum and hit a new high for three consecutive days. However, on Thursday, the market was under selling pressure and added a distribution day. On Friday, Nifty made a new high but remained volatile throughout the session and closed 0.3% higher. Nifty Midcap and Smallcap relatively underperformed the benchmark indices. Nifty is trading 3.5% and 9.0% above its 21- and 50-DMA, respectively.

On the sectoral front, Nifty PSU Bank and Metal closed 6–8% higher for the week. Nifty Bank, Energy, IT, and Financial Services closed 1.5–2.0% higher. On the flip side, Nifty Auto and Metal were down 1.2% and 0.5%, respectively.

We maintain a positive view of the overall market as indices trend into new highs with low distribution day count. Further, leadership remains widespread across multiple sectors. We continue to recommend a selective approach to increase risk. Focus on high-quality ideas emerging from sound bases with an RS line at or near a new high. After a strong rally, pullback/consolidation (if any) is a constructive sign if Nifty holds its short-term moving averages. On the flip side, tracking distribution days is crucial. Accumulation of distribution days can be a sign of market top and halt the uptrend.

Key News

Last week, FIIs were net buyers on all the five trading sessions. They cumulatively bought stocks worth Rs 16,719 crore.

Pfizer (Nse) has received an emergency authorization from the USFDA for its Pfizer BioNTech Covid-19 vaccine.

Central Bank Of India has approved the proposal to raise capital funds up to Rs 500 crore.

Kec International has received new orders worth Rs 1,438 crore across segments.

Union Bank Of India issuing bonds up to Rs 1,500 crore on a private placement basis.

O’Neil Market Condition Report

For the 24 emerging markets tracked by our institutional research team, the market status breakdown is as follows: Confirmed Uptrend, 92%; Rally Attempt, 0%; Uptrend Under Pressure, 8%; Downtrend, 0%.

For the 24 developed markets tracked by our institutional research team, the market status breakdown is as follows: Confirmed Uptrend, 67%; Rally Attempt, 0%; Uptrend Under Pressure, 33%; Downtrend, 0%.

Visit Marketsmith India to Read More About Indian Share Market News, Daily Market Tips, Model Portfolio etc.

Comments are off for this post

Interest Rate vs. Factor Rate – The Difference

Jan 18 2024 Published by admin under Uncategorized

Today, there are a wide variety of funding options available to small and medium-sized businesses. From traditional bank loans and lines of credit to invoice financing and working capital loans, it’s easy to find and compare various loan options to meet your financial needs and budget.

One reliable way to choose the best small business financing is to compare the overall cost of the loan. To determine how much you’ll have to repay in total for your borrowed amount you need to look into the interest rate vs. factor rate.

Many small business owners are familiar with the term annual percentage rate (APR) or simply interest rates but certain types of business loans represent the cost of funding in the form of a factor rate. So if you’re planning to apply for a small business loan, it’s significant to know the difference between the two. In this blog post, we’ll explain what makes both different from each other and why every small business owner should care.

What Are Factor Rates?

The factor rate is expressed in a decimal form and not in the percentages the way interest rates are calculated. These rates usually range from 1.09 to 1.47. Similar to interest rates, this signifies how much you’re going to pay to obtain funding.

Factors rates are most commonly used in short-term business financing like a Merchant Cash Advance, where repayment terms are very short, typically daily or weekly. Factors rates are rarely used in the small business funding space, but they are not difficult to calculate.

What Are Interest Rates

The interest rate is one of the most common ways to signify the total amount (interest + principal) you would pay throughout the loan tenure. You’ve probably heard about this term since it’s how the most personal and business loans are priced.

This is expressed as an annual percentage rate (APR) and is used for credit cards, home mortgages, and traditional business loans such as an SBA loan, term loan, line of credit, or equipment financing.

How Factor Rates Are Calculated?

Calculating your factor rate is not as difficult as it seems, you get the total amount by simply multiplying your borrowed amount by the factor rate.

For Example:

Principal Amount – $10,000

Factor Rate – 1.25

Term – 18 months

Total Repayment – $12,500

Daily Payment – $265

Weekly Payment – $173

How Interest Rates Are Calculated?

The method of calculating the interest rate is somehow a little complicated. However, the most sought-after small business financing options involve charging fixed or variable interest on a set of percentages of the remaining principal at defined, regular intervals.

Here is the general formula to calculate interest on your loan amount:

Principal Loan Amount x Interest Rate x Time (aka Number of Years in Term) = Interest

For Example

Loan Amount – $500,000

Interest Rate (APR) – 7%

Loan Term – 10 Years

Total Repayment – $850,000

Monthly Payment – $7083

What Factors do Lenders Consider When Determining Your Factor and Interest Rate?

Factor Rate

Time in the business
Consistency of revenue
Seasonality of the business
Average monthly revenue

Interest Rate

Type of small business loan
Your business and personal credit score
Business type and industry
Payment history

Read Also: The Difference between Term Loans and Lines of Credit

Which One is Better For You Small Business?

The greatest factors in determining which rate is best for your small business are the type of business financing you need, creditworthiness, or how soon you need capital. Short-term business loans such as invoicing financing and Merchant Cash Advance with factor rates are great for entrepreneurs who don’t have ideal credit score and collateral to put up but need immediate cash to run and grow their businesses.

Factor rate financing may be beneficial for your business if you:

Need quick cash to manage day-to-day operations and other short-term business expenses
Want to make a steady and static payment
Recently launched a new venture but has a steady flow of revenue
Have low or no credit score
Don’t have collateral to secure funds
On the contrary, the interest rate can be a great option for small business owners who have a relatively better credit score or a little more time before they need working capital.

Interest loan financing may be a great fit for your business if you:

Prefer long repayment terms and lower EMIs
Have been in the business for more than 2 years
Want to choose and compare from a variety of loans
Have an ideal personal and business credit score
Have the ability to make payments on time
Show healthy business revenue

Bottom Line

No matter how you borrow money for your small business, it will always come with a cost. Loans with factor rates usually take shorter to get approved. The application process is typically more easy and fast and will require less documentation than financing like traditional bank loans.

Before choosing a loan type, it’s a smart idea to work with a financing professional you trust to help you choose the best loan options as per your current financial needs and budget. Besides, you can apply through an online lending marketplace to find and compare a variety of loan offers from multiple lenders to see if you should go for interest rate or factor rate.

Comments are off for this post

How to buy and sell Polkadot Coin: Know How To Buy DOT in India

Jan 18 2024 Published by admin under Uncategorized

Polkadot – A platform that is making a wide range of blockchains interoperable with each other as it is an open-source multichain protocol that facilitates the cross-chain transfer of any data or asset types, not just tokens. The crypto is gaining the attention of bulls, more and more traders are thinking to get involved in the Polkadot rally. And beginners are quite confused about buying and selling the DOT, so here is some information regarding buying and selling of DOT which can help beginners:-

How to buy Polkadot?

Polkadot has been registered on a number of crypto exchanges, unlike other main cryptocurrencies, it cannot be purchased directly with fiat money. However, you can still easily buy these by first buying Bitcoin from any large exchanges and then transfer to the exchange that offers to trade Polkadot.

Unlike other main cryptocurrencies, you cannot buy Polkadot directly with fiat money. But you can choose the Polkadot exchange technique,i.e., you can first buy Bitcoin or any other cryptocurrency from any exchange, then transfer it to the exchange that offers to trade Polkadot, and then exchange your purchased cryptocurrency to Polkadot.

There are many exchanges that offer DOT trading markets including Binance, Huobi Global, HBTC, etc. Binance is the cheapest Polkadot exchange with a maximum fee of 0.10% fee. It offers a BNB discount and cashback too.

It is just you have to make ensure that you’re choosing a safe and reliable Polkadot exchange. How to choose one?

There is a long list of exchanges that offer Polkadot trading, so it can be hard to choose among those, especially when you’re a beginner. To determine the most appropriate exchange for you, you have to consider some points:

Reputation and popularity of the exchange
High liquidity
High confidence score
Low fees
No-wash trading
Based on these factors you may choose an exchange for trading your coin.
Visit Cointocurrency to know how you can buy Polkadot in India.

Comments are off for this post

Using A Conference Call Consultant

Jul 07 2023 Published by admin under Uncategorized

In this day and age where conference call companies are a dime a dozen, it can be a difficult and time-consuming process to try and choose between all of the available conference call options. If time is a luxury you don’t have, maybe your company should consider employing the services of a conference call consultant. Conference consulting is actually a newer service created out of the need many companies have expressed at not having the time to research conferencing service providers. Chances are a company is choosing to use conferencing services because they are looking to save time and money. Using a consultant means that you don’t have to make this decision without the help of an experienced individual.

A conference call consultant is responsible for find you the best company to meet your needs. In order to do this, the consulting agent will obtain some basic information about your company’s needs. Information such as, what is the estimated number of people that will be attending a conference? How many times will conferences be held in a specified period of time? Will your company be using audio only services? What about video and web conferencing? What is the preferred method of calling? This and several other questions will be used to determine what types of services will best suit your companies needs. At that point the conference call consultant will check to see if there is any additional hardware or software your company will need in order to use the preferred method of conferencing.

Next a consultant will do the research needed to determine which conferencing provider will best suit your needs. Checking directories, contacting companies directly for quote comparison and verifying the information in a flat rate plan. The consulting agent can is also more likely to spot calling plans that claim to be able to do more then they are actually able to. This is important so that no time or money is wasted on services you can’t use. When you sit down and analyze all of the time it takes to make a good choice in a conference call provider, a conference call consultant just seems like a smart choice.

Comments are off for this post

Integrity in Sales – Consultative Sales

Jul 07 2023 Published by admin under Uncategorized

Integrity in sales starts when you look someone in the eye, shake their hand and introduce yourself. If you start off the relationship by being disingenuous about your position why would anyone want to buy from you?

Since the early 90′s the word “consultant” has become the buzz-word for sales organizations. Sales people now have the title of consultant written on their business cards and attached to their email signatures. Apparently, telling a customer you are a consultant rather than a sales rep will immediately place them into a hypnotic- trance, in which state they will agree to purchase whatever product you recommend. Apparently, a pig wearing lipstick is no longer a pig.

Look, customers want honesty first and foremost – they need to feel that their interactions with all vendors are based on integrity and candor. You need to provide them with that type of relationship regardless of the new title you have awarded yourself or been given by your company.

If you:

- Carry a quota

- Earn commission

- Add business to existing accounts

- Prospect for new business

- Tele-market

- Cold call

You are not a consultant.

You are a sales rep, account executive, sales agent, outside sales rep, inside sales rep, telesales rep, sales person, account manager, major account manager, national account manager, business account executive…
Much of the use of the word “consultant” comes from a fear or embarrassment about the word sales person. There is nothing wrong with being a sales person, far from it. Most of this Country’s economic success is built on the backs of sales people who generate revenue, build customer loyalty and allow businesses to generate profits from their products and services.

How successful would any of the fortune 500 be without someone to sell their concept, services or products? Why are you not proud to be a sales person? If you call yourself a consultant, if you persuade the customer that you are a consultant what do you do when the time comes to act like a sales person? That’s right, in those circumstances your actions become a bright-neon-sign “I lied, I am not a consultant, all I want is to earn commission from you”.

Tell your customer, from the first interaction, that you are a sales person. Leave no doubt that your goal is to sell them something. I know this goes against all the recent trends in training and sales philosophy, but it works because it is completely honest. If your customer understands you have a quota to hit and a manager to report to they will, if they are a good customer, be more respectful of your time and efforts.

As a sales person, you have the chance of over-delivering by allowing your actions; your integrity and honesty, to differentiate you from all those sales reps pretending to be consultants.

My colleagues and I hold Sales Leadership positions within some of America’s largest and most successful companies:

We believe in making a life changing difference for smart sales people by helping them secure their financial independence.

We make that difference by focusing on a foundation of good salesmanship – generating qualified leads and protecting existing accounts.

Comments are off for this post

Online Image Consulting 101

Jul 07 2023 Published by admin under Uncategorized

One of the biggest businesses today has got to be online image consulting, everywhere you look, you are seeing the results of an online image consultant on hand. They are so popular that everyone is wanting to get one for their purposes, they never fail to land a great job opportunity for someone. They are a must to have around if you are in the public eye at all. Online image consultants are available for so many purposes. Not only do they show you how you should be acting at big events, they will also be telling you what to wear and even how to wear your favorite make up, along with the greatest hairstyles for you and how to have proper etiquette when you are in the public.

Online image consultants are being hired all of the time to show people exactly how to make a lasting impression and do it in style. Because of everything they can do for you and teach you, these men and women are paid a whole lotta money! If they do not think your speak properly they will actually go out and get someone to show you just how to speak. Online image consultants have a wide variety of partners working with them for your every need. If you need to perfect your skills in just about anything, they can help you attain that.

They are of great importance for your careers. They have the ability to land you some of the most amazing jobs or to achieve a higher standing at your current job and they are also used to help people find that perfect someone or just to help someone gain a tremendous amount of much needed confidence. These people are expensive but it is well worth the cost. You will be so thrilled with the results, you would not be able to imagine life without having them around for whatever purposes you may have.

It is amazing to me how important a great online image can be. It is just a fact of life people, when your appearance oozes fabulous people are going to look at you differently and because of that, treat you differently. Whether you are in the public eye or not an online image consultant can be of great importance and help you out tremendously. This is their job, what they love to do and they have a very good reputation because of all of their abilities.

Consulting is a hot market. Online image consultants have the opportunity to make thousands of dollars a day teaching people how they should dress, how to speak, how to make a lasting impression, whether it be for finding a new career or a new love of your life that you have been waiting on for so long. Online image consultants have answers to all of your imaging questions. They know what looks best and they know how important it is to establish a fantastic online image, so that when all eyes are on you, you are the star.

Comments are off for this post

Increasing Your Online Consulting Fees, Part II

Jul 07 2023 Published by admin under Uncategorized

You are just as worthy of making a lot of money as anyone else is, you just have to gain the confidence in knowing you can increase your online consulting fees if you choose to do so. Increasing your online consulting fees does not make you a bad business person, it makes you a smart business person. Sometimes it is necessary to increase your online consulting fees in order to make a profit with your online consulting business.

It is all a learning process anyway. If you do not feel that you are good enough yet to ask for more money, just stop and think about it, when will you be good enough, when will you provide services with perfection? Noone is ever going to be perfect, even when they have gained the experiences necessary in creating a good name for themselves. Do not wait for that time to come, you will be losing so much money if you do. Start now, by increasing your online consulting fees, you will be so glad that you decided to do so and chances are, if your clients are satisfied with your services, they will not have a problem with paying you a little bit more money, because you deserve it.

Online consulting businesses are expanding each and every day, offering many different types of services for their clients. If you choose to hire a online consultant for your purposes, you will be saved the time and worry from trying to figure everything out on your own, online consultants are paid good money because of the services they have available for you, they are professional and always reliable, and they definitely deserve an increase in their online consulting fees. Give them what they deserve!

Comments are off for this post

How to Market Your Independent Telecom Business Consulting Services On-Line

Jul 07 2023 Published by admin under Uncategorized

How do you get more paying customers?

This is the single most often asked question of me, hundreds, if not thousands of times over the 35 + years of my telecom career beginning in 1964 in Canada, and USA.

More recently, over the past 5 years while building a full time internet marketing business on line, these are the kinds of questions that have dominated in spite of the information overload of our technological times.

->> How do you effectively implement all the things involved to successfully market your own independent telecom business online.

->> How do you decide when to stop marketing campaigns that are not producing specific profitable results.

->> How do you get more new clients , and keep them

If you have been around telecom, and on line business at all, you already know there are many books and services about marketing available, but you always find lots of disconnected information about the topic when you search for your answers.

Specifically when you search for information about independent telecom consulting, you find little information except sales pitches by “Telecom Consulting Companies” touting their service and often their real business “selling telecom products”

I may be wrong, but it appears that a lot of telecom professionals have ended up trading their corporate career for an affiliation with yet another corporation as a “independent contractor” at some enormous startup or ongoing fee, rather than creating an independent business for themselves.

That is understandable, after all you were running the show, and as an independent telecom consultant found yourself unwilling or unable to gather the necessary support you needed to run any kind of serious marketing program and run your business at the same time.

There were mailings to do, web sites to build, advertising to plan, and presentations to clients to attend to, as well as do the actual technical work that you excel at

Without support, running a profitable consulting business can actually absorb all those hours and days you had dreamed about for leisure time.

Comments are off for this post

Are You Using the Best SEO Consultant for Your Online Business Website?

Jun 19 2023 Published by admin under Uncategorized

The reason there has been such a surge in SEO consultants is that many people are intimidated by the thought of having to use search engine optimization for their online business websites. Because there is no exact formula for SEO there are many so called “SEO experts” who can unfortunately only provide limited results but will charge thousands of dollars for their services. If you know what you should be looking for then it is relatively easy to spot these so called experts.

If any of these statements come up in the interview then it might be a good idea to find someone who is more qualified.

1. You Get Guaranteed Results

As there is no exact formula to follow when doing search engine optimization it is impossible to guarantee results. If they promise that your online business website will be on the first page of Google then there is a strong possibility that they either have a basic misunderstanding of SEO or they are talking about the use of AdWords which can finish up costing you a small fortune.

Google has a whole fleet of people tweaking the algorithm constantly, in fact it has been estimated that the algorithm can be modified anything up to 400 times in a year. Even though these modifications are usually only slight it can still affect your website.

2. Buying Back Links

If your SEO consultant starts off by advising the purchase of back-links (which can also end up being very expensive), then it is definitely time to move on. Let’s face it anyone can buy back-links and you don’t need a so called search engine expert to do this for you. In fact you could probably learn how to do it in no time at all, so why would you need to pay an SEO consultant to do it for you.

It is essential to have a well rounded SEO strategy for your online business website and if the consultant you have hired cannot produce one then you need to find one who can. There are numerous options available on the internet.

3. Is Your SEO Consultant Talking Over You?

If an SEO consultant tries to constantly talk over you there are one or two reasons for this (and possibly both). Firstly they may simply think that they are better and more knowledgeable than you are and that you will not understand anything they tell you, so they don’t really need to bother.

The important point to remember here is that you are the person who is employing them. You are actually the one who is doing them the favor and apart from the fact that it is very unprofessional it should be a sure sign that employing their services is a bad idea.

Secondly it is very likely that they don’t understand search engine optimization well enough to explain it in simple everyday terms.

There are some other obvious warning signs as well such as the use of black hat SEO methods and the spamming of social network sites, but these three points we discussed above should be quite enough of a tip off to get a more qualified SEO consultant if you want your online business website to be successful.

Comments are off for this post

How Training and Consultancy Organizations Can Be Useful for Personal and Professional Growth

Jun 17 2023 Published by admin under Uncategorized

Personal and professional development is necessary for every individual. It has a great significance for business organizations as it would increase the skill and knowledge of the employees. Training and consultancy organizations provide occupational and education training, and provides consultancy to the beginners in order to choose and decide the right field, at the start of their careers. For this organizations arrange different seminars and workshops in which experienced business professionals provide the knowledge and share their experience.

Consultancy ranges from management to IT and accounting. Companies pay the consultants and put their advice into practice for handling situations in an appropriate manner. In the UK many training institutes are present that offer all sorts of training services to the trainees who have a passion to excel in different subjects. For instance, if you work in the field of management, computer, accountancy, or even engineering, training institutes will provide you all the basic and advanced training, which would be beneficial for your professional development.

All training programs have the intention to develop professionalism and are designed according to the personal level of competency. These training centers offer many beneficial services to the participants for instance, a participant can identify obstacles and according to that he can calculate how much energy, resources, and task coverage is needed to achieve his goal. Some of the key competencies that are taught at training institutes may include verbal and written communication skills, listening skills, problem solving, team work, stress tolerance, and issues of high energy level.

Plenty of training centers are present in the UK who provide training services about time management, in this training participants learn how to plan and organize their time for their personal and professional development. Participants are also trained about how to delegate, limit interruptions, case study analysis, time management skill analysis, group problem solving, and priority analysis. The successful completion of the training course opens opportunities for unlimited growth. searchMe4 is a local and online business directory that provides contact details of the UK training services.

For more information on Training and Consultancy Organizations, visit our business directory

Comments are off for this post

Older posts »